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Located at the Hot Lake Springs Resort, 66172 Highway 203 Ste 327, La Grande, OR 97850
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High Net Worth Essentials

Uniqueness. Legacy. Personalization. Wisdom.   

Uniqueness. Legacy. Personalization. Wisdom.   

We make five commitments to help each client's family make wise investment and financial decisions.

  1. We work with any existing advisors, such as tax or legal professionals, comprehensively so that investment, financial, and legacy decisions are not made in a vacuum.
  2. We use a disciplined approach in supporting investment, financial, and legacy decisions that starts by addressing twelve essentials (stated below).
  3. We leverage the robust and broad resources of Oz Investing Services, Inspire Advisors, Partners, and Charles Schwab, to help you successfully execute investment, financial, and legacy plans.
  4. We deliver service in a personalized way by creating or being part of, a High Net Worth Investor engagement team that is dedicated, reliable, and proactive.
  5. We provide relevant, accurate, and timely advice that is in the best interest of your family and business, and designed to achieve or make meaningful progress towards desired outcomes.

Supporting Your Family's Unique Situation


Every family, like an individual fingerprint, is unique. The nuances of your story are special. How you created wealth or built upon an established legacy required vision, determination, and persistence. Creating an intentional, personalized, and relevant wealth management plan is necessary.


Ensuring the next generation or succeeding leaders are identified, equipped, and ready to assume command is vital. Ultimately, your specific wealth management plan will mirror the uniqueness of your family.


There are 12 essentials that every High Net Worth Investor should examine when reviewing a comprehensive wealth management plan. Specifically identifying which essentials apply, and which do not, along with recognizing gaps in wealth management plans that should be bridged.

Vision, Life Events & Goals

Develop a clear vision for each family member and the family collectively, including identifying any life events with a financial impact anticipated to occur within the next 5-10 years.

Financial Disposition

Ensure an updated balance sheet, income statement, cash flow statement, and asset and liability schedules are maintained and available as well as the family's lifestyle spending requirement.

Investment Management

Develop a comprehensive management plan for all investments. Coordinate total asset allocation, connect investments to goals, and minimize costs. Compare alternatives against "must haves" and "wants" not simply other alternatives. 

Corporate Benefits

Understand what benefits and services are available through your employer or business. Coordinate personal planning, identify gaps, avoid duplication, and adjust tax withholding as warranted. 

Qualified & Non Qualified Plans

Consolidate and coordinate all investments into an integrated strategy to minimize risk, improve cost, and simplify management.

Executive Stock Option & Ownership Plans

Proactively manage ESOP incentives to reduce concentration risk and minimize taxes.

Banking & Liability Management

Actively manage cash flow, yield on cash, and liquidity. Manage liabilities critically and use prudently when advantageous. 

Insurance Coverage

Work with insurance professionals to tailor life, health, property-casualty, business, and other insurance needs to your family. Find the right balance of self-insuring vs. transferring identified risks.

Generosity & Giving

Establish a family generosity plan that is active and making an impact now, supporting causes and callings the family believes in.

Legacy, Estate Planning, & Wealth Transfer

Intentionally develop your family's social, spiritual, and financial legacy and create a wealth transfer plan that includes estate planning.

Asset Protection & Control

Through titling, legal structures, and selective jurisdiction, shrink the family's profile, minimize frivolous legal actions, and maintain control. 

Business Succession Planning

If businesses or real estate are part of your family's holdings, then the next generation of leadership should be getting prepared at least 7-10 years before the anticiapted transfer.   

Your trust. Our expertise.

Our responsibility to our clients comes first. From wealth management to retirement solutions, our insight and financial strategies can help make your investment goals a reality.

Make an Appointment

Some of the more common questions we help High Net Worth Investors address are:

  • Based on my family’s particular experience, capabilities, and financial disposition, what is the best overall investment structure and investment mix to use?
  • Should we be using active or passive investment management vehicles? What are the best investments for us? Why?
  • Are there any major gaps or key risks in our current plans that we might be overlooking?
  • Can we create reliable income while investing in key ventures with longer-term payoffs?
  • Can OIS work well with my existing advisors? What does that process look like?
  • Where do I get the most payoff- real estate, market investments, or private business?
  • Are there any more sophisticated planning strategies I am not taking advantage of that should be considered?
  • Our family has some unique service and support needs. Is is possible to have a personalized service and communication plan?
  • Is our strategic asset allocation coordinated, consolidated, and appropriate for our risk and in support of specific goals?
  • When is it advantageous or beneficial to use multiple financial or investment advisors?

Every High Net Worth Investor is unique with different attitudes toward the markets, family dynamics, vision for the future, perspective on eternality, asset creation experience, and desired legacy.

As a result, each strategy, set of solutions, and client-advisor dynamics will look and feel a little different compared to others.

Contact us today.

Contact Oz Investing Services today to start a conversation, inquire of services, or to discuss a situation you think we may be able to assist with. Thank you.

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